095: Accelerating Multifamily Wealth With Digital Lending with Maxwell Wu

Lending can be a complicated topic in real estate investing. If you’re an investor who prefers multifamily properties, you may want to consider a lender who specializes in these assets.

On this episode of Zen and the Art of Real Estate Investing, Jonathan sits down with Maxwell Wu, founder of Fulcrum Lending and an expert in the multifamily property lending space. Maxwell’s decade of varied experience in real estate gives him a unique perspective on the intersection of technology and lending.

Jonathan and Maxwell start their conversation by covering Maxwell’s background in real estate and what ultimately brought him to the lending sector. They discuss current market trends, Fulcrum’s cashflow-based lending, and Maxwell explains floating rate debt. He also outlines technology’s positive effect on lending, the use of cap rates, and the downturn in commercial real estate’s impact on lending. Finally, Jonathan and Maxwell discuss the future of multifamily real estate.

If multifamily investing is on your radar, you won’t want to miss this episode of Zen and the Art of Real Estate Investing.

In this episode, you will hear:

Maxwell Wu’s varied experience in real estate over the past decade
What’s causing the downturn in multifamily transactions in the current market and the impact on lending
Floating rate debt, its rise in popularity, and how it’s affecting the market today
Why Maxwell’s organization is interested in creating relationships and more collaborative lending situations
The components of Fulcrum Lending that make it stand out from the competition
The importance of underwriting in real estate investing
Understanding your exit opportunities in multifamily assets and the impact of inflation
Why real estate debt has become more attractive to investors
Fulcrum Lending’s focus on tech and why it enhances the platform in comparison to regular lending
Competition in real estate and the element of commodification in it
The role of cap rate in real estate investing and how it changes as the market fluctuates
Commercial vacancies and what lending looks like right now in that space
The biggest misconception investors have about lending for multifamily properties
Where Maxwell Wu thinks multifamily may be going in the next year

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